Critical Illness Insurance
Provides freedom to focus on more important things
Critical Illness coverage provides financial assistance when a serious illness strikes. Benefits paid by Critical Illness Insurance policies can help you with deductibles, co-pays and other out-of-pocket costs when you are diagnosed with a covered critical illness, such as a heart attack, stroke or cancer (if chosen). Safeguard against the cost of serious illness with Critical Illness coverage.
Even if you have health insurance, there are still out-of-pocket expenses
Critical Illness Insurance can help when life throws the unexpected your way. If you’re diagnosed with a covered illness like a heart attack or you encounter certain catastrophic health events, your plan can pay a lump-sum benefit directly to you, to use however you need.
Every 34 seconds, someone in America will have a coronary event. If a serious medical event strikes, your medical insurance may help with the bills, but there are still out-of-pocket costs to contend with. In fact, 75% of insured people who had problems paying medical bills said their co-pays, deductibles or co-insurance cost more than they could afford. Critical Illness Insurance is a smart way to be prepared no matter what comes your way.
If you have a Critical Illness Insurance plan and you’re diagnosed with a covered illness, you can file a claim to begin the benefits process. Depending on the specifics of your plan, Critical Illness Insurance can provide a lump-sum benefit for diagnoses such as:
- Heart attack
- Life threatening cancer
- Major third-degree burns
- Major human organ transplant
- Coronary artery bypass surgery
- End-stage renal (kidney) failure
Additional benefits may include:
- Hospital confinement
- Monthly income benefit
- Ambulance, transportation, and lodging