Health & Wellness Voluntary Benefits

Health & Wellness Voluntary Benefits

Your employees’ risk of cancer is great. In the US slightly less than 1 in 2 men and a little more than 1 in 3 women will develop cancer. Nearly 14.5 million Americans had a history of cancer and were alive on January 1, 2014 according to the American Cancer Society’s Cancer Facts & Figures 2015.

Pierce Insurance’s portfolio of cancer and specified disease policies is designed to provide you with cash during covered cancer treatments. Unexpected costs can escalate out of control: (travel for treatment, food and accommodations, out-of-pocket medical expenses, child care, lost income, in-home care). Costs are not only financial but also emotional. Let Pierce Insurance’s expertise provide the best cancer and specified disease policy for your employees and retirees.

Critical Illness

Critical Illness Insurance Is An Employer Benefit Providing Important Financial Protection When Employees Need It Most

Critical Illness insurance products meet the changing financial protection needs that arise from medical breakthroughs and earlier diagnoses of serious (but no longer deadly) diseases.

An employee who is diagnosed with cancer will more than likely survive.  The same is true for employees who have heart attacks or a stroke.  But, survival comes with a steep cost.

Facing a critical illness is difficult enough without having to worry about the added financial stress.  Critical Illness insurance is designed to help individuals bridge the financial gap between traditional insurance coverages and the added costs associated with a critical illness.  The product helps put financial control back into the hands of the individual, allowing one to focus on recovery. It also helps reduce the fear of having to tap into the equity in one’s home or into retirement, education or other savings accounts.

American Heart Association: Heart Disease and Stroke Statistics 2017 At A Glance

  • Cardiovascular disease, listed as the underlying cause of death, accounts for nearly 801,000 deaths in the US.  That’s about 1 of every 3 deaths in the US.
  • Coronary Heart Disease is the leading cause (45.1 percent) of deaths attributable to cardiovascular disease in the US, followed by stroke (16.5 percent)
  • Heart disease accounts for 1 in 7 deaths in the US, the #1 cause of death in the US
  • Stroke: someone in the US has a stroke every 40 seconds
  • Strokes account for 1 in 20 deaths

In 2018, there will be an estimated 1,735,350 new cancer cases diagnosed and 609,640 cancer deaths in the United States click here

Help ease the financial impact of critical illnesses

Critical illness coverage is a valuable supplement to existing benefit plans.

Regular dental care is important to your employees. They want a healthy smile – and they want to maintain good dental health now, so they can avoid costly treatments later. That’s why we offer multiple dental coverage options through preferred provider organizations (PPOs). And like all our benefits, Pierce Insurance dental is supported by excellent service and valuable employee communications.

Pierce Insurance has partnered with the top dental providers in the United States. Regular dental care is important to the health of your employees. There is a great deal of research (Mayo Clinic) that strongly links poor oral health to overall health problems such as: diabetes, heart disease, premature birth, and respiratory disease.

Based on your plan selection, your employees and retirees are covered for preventive, basic, and major services. Our plans:

  • Are easy to administer
  • Provide multiple plan options
  • Provide out-of-network benefits
  • Offer competitive rates

Help keep your employees and retirees happy and productive through Pierce Insurance dental programs.

In brief, telemedicine is the remote delivery of healthcare services and clinical information using telecommunications technology. This includes a wide array of clinical services using internet, wireless, satellite, and telephone media. Employees will benefit from reduced medical cost, convenience, and potentially fewer medical complications. Employers will benefit by shifting cost away from the medical plan and fewer missed days of work by employees. Telemedicine has been growing rapidly because it offers four fundamental benefits:

  • Improved access for the patient and physicians
  • Cost efficiencies
  • Improved quality
  • Patient/ employee demand

Pierce Insurance represents the top telemedicine companies.

Vision benefits have clear advantages in the workplace. Employers should take a closer look at adding a vision plan to their voluntary benefits strategy. For starters, more than three-fourths of employees polled by Jobson Optical Research consider vision coverage important.

Industry research (Industry Currents by EBN) also shows a solid link between vision care and employee satisfaction. For example, employees who have vision coverage are nearly twice as satisfied with their benefits as those who do not have it, according to MetLife’s 10th Annual Study of Employee Benefits Trends. In addition, Human Capital Management Services (HCMS) found that employees with vision coverage are twice as likely to say their benefits are a very important reason they stay with their current employer.

An eye exam can help identify not only eye and vision issues, but systemic diseases like diabetes, hypertension, high cholesterol, cancer, and more. Your employees need an annual eye exam to help them stay healthy.

Key features from the Pierce Insurance vision portfolio of benefits include:

  • Visit to any network provider
  • No waiting period
  • Annual eye exam
  • Family options