Short-Term Home Health Care Insurance
Protect Yourself from Expensive Medical Bills
What is Home Health Care?
Home Health Care is a wide range of health care services that can be given in your home for an illness or injury.1
Short-Term Home Health Care insurance generally provides money when:
- You receive one of the covered home health care services, and
- A licensed health care practitioner certifies you as having a cognitive impairment or the inability to perform at least two of six activities of daily living (ADL’s) without substantial assistance (bathing, continence, dressing, eating, toileting and transferring).
Medicare Part A (Hospital Insurance) and/or Medicare Part B (Medical Insurance) may provide some coverage for part-time skilled nursing care, physical/occupational therapy, speech-language pathology, Medical social services, part-time home health aid services, and injective osteoporosis drugs for women. Medicare doesn’t pay for 24-hour-a-day care at home, meals delivered to your home, homemaker services, or custodial or personal care when it is the only care you need1
1 Medicare.gov/coverage/home-health-services (2021)